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Live in the home you intend to buy while saving up for your down payment and building your credit score. Through our Equity Build-Up program, you will enter into a 6-month lease with us, giving you time to save for the rest of your down payment (security deposit will apply toward future DP). Income qualifying homeowners with on-time rent history will be eligible for seller financing as well. The seller underwrites based income, not credit score. This home has great bones and is on a quiet street surrounded by huge trees. Why wait? Lock in your chance to build the American Dream today! Initial 6-month lease term with purchase option available for income-qualifying applicants with on-time payment history. After 6-month term, applicants may qualify for owner financing or can purchase home with their own conventional financing. Credit counseling is available to help prospective homeowners save up for down payment. Tenant is responsible for gas and electric. Tenant is responsible for ongoing property maintenance. Landlord will address major maintenance issues only.
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